What I Tell My Kids About Buying a Home

Episodes 1–10

1. Why I'm Teaching My Kids About Buying a Home (Before They Need It)
2. Renting vs. Owning: The Math Nobody Shows You (Rent Is 100% Interest)
3. 5 Lies Renters Tell Themselves (And What They Cost You)
4. Are You Ready to Buy a House? The 3 Numbers That Decide
5. The 10-Minute Check: Find Out If You Can Buy a Home
6. How Much House Can You Afford? Payment First, Not Price
7. 3 Numbers Every Home Buyer Must Know Before Shopping
8. Why Waiting to Buy a House Costs You More Than Rates
9. What Every 25-Year-Old Should Know About Buying a Home
10. Your First Home Is a Tool, Not a Trophy (Starter Home Strategy)

Episodes 11–20 · Money Foundations

11. How to Save for a House While Paying Rent (The System That Actually Works)
12. What a Down Payment Really Is (Your First Chunk of Ownership)
13. How Much Down Do You Actually Need? (The 20% Myth, Busted)
14. Where Down Payment Money Can Come From (Savings, Gifts, and a Second Lien)
15. Gift Funds: The Rules in Plain English (Paperwork That Protects Your Loan)
16. Down Payment Assistance Without the Fairy Tales (It's a Loan, Not Free Money)
17. Closing Costs: Every Fee Explained (The 2–5% Nobody Budgets For)
18. Cash-to-Close: The Only Number That Matters (Down Payment + Costs − Credits)
19. Earnest Money: What It Is and How to Protect It (Don't Lose Your Deposit)
20. The True Cost of Your First Year (Budget Beyond the Mortgage)

Episodes 21–25 · Credit, Demystified

21. What a Credit Score Actually Measures (It's a Prediction, Not a Report Card)
22. The 5 Factors, Ranked by Damage (Focus on the Top Two)
23. Read Your Credit Report Like an Underwriter (Your App Score Isn't the One That Decides)
24. Disputes: How to Actually Fix Errors (One in Five Reports Has One)
25. The 6-Month Credit Game Plan Before You Buy (Month by Month, Plus the 90-Day Crash Plan)